Plan overview
Plan overview — how the plan works
An enhanced level of benefits for NALC Health Benefit Plan High Option Postal Service Annuitants with Medicare Parts A and B
You’ll have $0 deductibles, copayments and coinsurance meaning you’ll pay nothing for most medical care. With NALC High Option Plan — Aetna Medicare Advantage, members will get enhanced benefits and added programs that aren’t included with the NALC Health Benefit Plan High Option for no additional PSHB premium.
- $900 per year ($75 per month) Medicare Part B premium reduction for eligible members
- Unlimited physical, occupational and speech therapy visits
- Dental and vision coverage
- Continued access to your doctors (see any doctor who is eligible to receive Medicare payment and willing to bill and accept payment from the NALC High Option Plan — Aetna Medicare Advantage)
- Added programs such as SilverSneakers® fitness program, Healthy Home Visits, nonemergency transportation and post-discharge meal benefit program, all at no extra cost
Aetna Medicare is a PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. This is a brief description of the features of this plan. Before making a final decision, please read the NALC Health Benefit Plan — High Option’s official plan brochure and the NALC High Option Plan — Aetna Medicare Advantage plan documents. All benefits under the NALC Health Benefit Plan — High Option are subject to the definitions, limitations and exclusions set forth in the official plan brochure.
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